• When making financial decisions, aim to be reasonable instead of being cold rational
  • It is more realistic to have “reasonable expectations” of ourselves and others
    • It is also likely to stick for the long run
    • In finance, sticking around for the long run is more important than being right.

Minimise future regret

  • The strategy to be reasonable maximises for how well you will sleep at night.
  • It is designed to minimise future regret

Being reasonable in medicine

  • It is well known that fevers help in curing any infection. However, it does not give us peace of mind.

There is no one right answer

  • When dealing with complicated and emotional issues, there is no one right answer. There’s only what works for you and your family that leaves you sleeping well at night.
    • Hence, it is NOT necessarily a bad thing when there is a difference between what someone suggests you do and what they do for themselves.

Rational investor vs Reasonable investor

  • Rational investor makes decisions based on numeric facts
  • These are the factors that influence a “reasonable” decision maker:
    • Co-workers whom you want should think highly of you
    • Spouse you don’t want to let down
    • Competitors in your family, neighbourhood
    • Your personal doubts, insecurities, etc.

Sources