Personal finance planning
Trading in stock market
- What you have to do for trading in the stock market
- Participants in the stock market
- Terms you should know before trading in the stock market
- Sequence of events when a company files an IPO
Investments
- Asset classes
- Higher the return, higher the risk
- Investing in precious metals like gold and silver
- Investing in real estate
- Investing in equity
- Costs of market linked products
- Risk of locking into a single company or asset manager
- Choose an investment product where exit is cheap and easy
- Premium paying term may be different than the policy tenure
- Thumb rule to calculate rate of interest - Rule of 72
- Evaluation of returns from your investment
- Capital Gains tax
- Evaluating your retirement portfolio
Mutual funds
- Three part structure of mutual funds in India
- Asset classes in mutual funds
- Match the investment horizon of the fund with yours
- Questions to ask when buying a mutual fund
- Types of mutual funds
- Options offered by each mutual fund
- Direct mutual funds
- Systematic Investment Plan (SIP)
- Systematic Withdrawal Plan (SWP)
Indices in the market and related
Insurances
- Health insurance (Mediclaim)
- Life insurance (Term insurance)
- Insurance cover for loans
- About the insurance industry
- Thumb rule to calculate the life insurance cover amount
Tips and advices
- Percentage of income allowed for EMI
- Purpose of a financial product
- System of setting goals and creating buckets
- Recommendation on asset allocation
- Periodically transfer money into equity scheme from a liquid fund
- Stock brokers encourage people to trade, rather than invest
Terms
- XIRR vs CAGR
- Venture Capitalist (VC) vs Private Equity (PE) Investor
- Third-party agent (TPA) service
- Meaning of financial freedom
- Meaning of the term - underlying
- Financial distributors and advisers
- Category returns
- Lock-in period
- Net Asset Value (NAV)
- Securities and Exchange Board of India (SEBI)
- Credit Rating Agencies
- Difference between nominee and legal heir
- Market capitalization (Market cap)
- Capital expenditure (CAPEX)