• Gold should not be more than 5-10% of your total portfolio
  • Jewellery is not an investment
    • With jewellery, there is making charges involved. It is about 10-30%

Options to invest in gold

  • Gold coins, bars
  • Gold exchange-traded funds (ETFs)
    • One unit of ETF is equal to 1 gram of gold.
  • Gold bonds from the government ⭐️
    • As of 2017, this is the best way to invest in gold.
    • They not only give you the full market value of gold when you sell the bonds, but also a small interest on your investment each year.
  • Sovereign gold bonds (SGBs)

Some data

  • Gold and silver have yielded a CAGR return of approximately 5-8% in the last 20 years

Sources