- Does the ‘average maturity’ of the fund match my holding period?
- What is the quality of the portfolio of the scheme
- Higher the quality - lower the potential return
- If you don’t want risk in your debt fund, choose high quality paper debt funds
- Check for credit quality of your liquid fund - must be high to ensure that money is safe.
- Ask for average annual return of the product for the last 3, 5 and 10 years
- Ask to see benchmark returns
- Ask to see category returns