• Building wealth has little to do with your income or investment returns.
  • It has lots to do with your savings rate

The rationale behind this

  • Investment returns and strategies are always in doubt. They can make you rich, sure. But the results are uncertain.
  • Personal savings are parts of personal finance that are more in our control and have an almost 100% chance of being effective in the future as they are today

Lower expenses = High savings rate

How to save more and more?

Lesser you care about what others think of you, lesser your desires, lesser your expenses, more savings and more chances of you knowing when you have enough

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Sources